Rates Accurate as of December 30, 2008
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|
Checking and Savings Accounts
|
Consumer Checking
|
| Products |
Interest Rate |
APY* |
Minimum Balance to Earn APY |
| Regular Checking |
0.00% |
0.00% |
No Minimum Required |
| Interest Checking |
0.50% |
0.50% |
$100.00 |
| Money Manager |
1.74%
1.74%
0.49% |
1.75%
1.75%
0.50% |
$10,000 and over
$5,000 to $9,999.99
$0.01 to $4,999.99 |
| Benefits Checking** |
2.23%
0.74% |
2.25%
0.75% |
$5,000 and over
$0.01 to $4,999.99 |
Consumer Savings Accounts
|
| Products |
Interest Rate |
APY* |
Minimum Balance to Earn APY |
| Passbook Savings |
1.49% |
1.50% |
$50.00 |
| Premium Statement Savings |
2.08%
2.08%
1.49% |
2.10%
2.10%
1.50% |
$25,000.00 and over
$10,000.00 to $24,999.99
$0.01 to $9,999.99 |
| Performance Passbook Account |
2.23%
0.49% |
2.25%
0.50% |
$10,000.00 and over
$0.01 to $9,999.99 |
| |
*APY=Annual Percentage Yield
All rates and terms subject to change without notice.
Interest Rate and Annual Percentage Yield may vary after account is opened. Fees may reduce earnings.
**Account holder must be over 55 years of age. |
|
Rates Accurate as of January 2, 2009
|
| Certificates of Deposit |
Personal Banking Certificates of Deposit
|
| Certificate Term |
Interest Rate |
APY* |
Minimum Balance to Earn APY |
| 91 Day |
2.47% |
2.50% |
$1,000.00 |
| 6 Month |
2.23% |
2.25% |
$1,000.00 |
| 9 Month |
3.20% |
3.25% |
$500.00 |
| 11 Month |
2.47% |
2.50% |
$500.00 |
| 12 Month |
2.47% |
2.50% |
$500.00 |
| 15 Month |
2.71% |
2.75% |
$2500.00 |
| 18 Month |
2.96% |
3.00% |
$500.00 |
| 18 Month Variable Rate IRA |
2.84% |
2.88% |
$250.00 |
| 2 Year |
3.44% |
3.50% |
$500.00 |
| 30 Month |
2.96% |
3.00% |
$500.00 |
| 36 Month Up-gradable |
2.96% |
3.00% |
$500.00 |
| 42 Month |
2.96% |
3.00% |
$500.00 |
| 5 Year |
2.96% |
3.00% |
$500.00 |
| 7 Year |
2.96% |
3.00% |
$500.00 |
| 10 Year |
2.96% |
3.00% |
$500.00 |
|
*APY=Annual Percentage Yield
Rates subject to change without notice.
An early withdrawal penalty may apply on Certificates of Deposit.
**New money means funds not currently on deposit with Audubon Savings Bank. |
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