Equifax Breach May Impact 143 Million Americans

Equifax Breach

Equifax, one of the “big-three” U.S. credit bureaus, said today a data breach at the company may have affected 143 million Americans, jeopardizing consumer Social Security numbers, birth dates, addresses and some driver’s license numbers.

In a press release Sept 7,2017 , Equifax [NYSE:EFX] said it discovered the “unauthorized access” on July 29, after which it hired an outside forensics firm to investigate. Equifax said the investigation is still ongoing, but that the breach also jeopardized credit card numbers for roughly 209,000 U.S. consumers and “certain dispute documents with personal identifying information for approximately 182,000 U.S. consumers.”

Equifax said the attackers were able to break into the company’s systems by exploiting an application vulnerability to gain access to certain files. It did not say which application or which vulnerability was the source of the breach.

Equifax has set up a Web site — https://www.equifaxsecurity2017.com — that anyone concerned can visit to see if they may be impacted by the breach. The site also lets consumers enroll in TrustedID Premier, a 3-bureau credit monitoring service (Equifax, Experian and Trans Union) which also is operated by Equifax.

According to Equifax, when you begin, you will be asked to provide your last name and the last six digits of your Social Security number. Based on that information, you will receive a message indicating whether your personal information may have been impacted by this incident. Regardless of whether your information may have been impacted, the company says it will provide everyone the option to enroll in TrustedID Premier. The offer ends Nov. 21, 2017.

It is best practice to not only have a credit monitoring service but to also place a security freeze on your records.More information on the difference between credit monitoring and a security freeze (and why consumers should take full advantage of both) can be found in this story: https://krebsonsecurity.com/2015/06/how-i-learned-to-stop-worrying-and-embrace-the-security-freeze/

We also recommend that your regularly visit krebsonsecurity.com to keep abreast of security issues that may impact your personal records.

It’s National Preparedness Month!

National Preparedness Month

At Audubon Savings Bank, your safety is paramount! We should all take action to prepare. We are all able to help first responders in our community by training how to respond during an emergency and what to do when disaster strikes — where we live, work, and visit.

The goal of National Preparedness Month is to increase the overall number of individuals, families, and communities that engage in preparedness actions at home, work, business, school, and place of worship. Here are some tips for each week that can help you prepare in the event of an emergency:

Week 1:  September 1-9

Make a Plan for Yourself, Family and Friends

Week 2:  September 10-16
Plan to Help Your Neighbor and Community

Week 3:  September 17-23
Practice and Build Out Your Plans

  • Complete an Emergency Financial First Aid Kit (EFFAK)
  • Maintain emergency savings for use in case of an emergency
  • Participate in an emergency drill
  • Know how to access community resources (e.g., shelters, food banks)

Week 4: September 24-30
Get Involved! Be a Part of Something Larger

Disasters don’t plan ahead. You can. Take action today!

Refer a Friend!

Refer a Friend
Check out our new Refer a Friend offer! Simply enter your name below and give this coupon to a friend. If they open a checking account, you and your friend each get $50!*

Refer a Friend Coupon
Just click and print the coupon above, pick one up at a branch office or contact your local branch and we will be happy to mail you a coupon! Thanks as always to all of our wonderful customers—we couldn’t do it without you!


Audubon Savings Bank

New Convenient Account Login!

Check out our new login!

Our new Online Banking login has arrived! Now you can simply sign in with your Access ID and Passwordall from our home page.

New Login
Online Banking is now also optimized for any device like your computer, smartphone or tablet, giving you the best user experience every time.

New Login
With our new look and login, our Online Banking is now easier to use than ever! Check out our home page to sign in!

Experiencing issues? You may need to clear your cache. To do this, see below:

Congrats Cassadie!

Rowan College at Burlington County (RCBC)
We would like to send out a BIG congratulations to Mt. Laurel branch teller Cassadie Hynd on being appointed as an Alumni Trustee on the Rowan College at Burlington County Board of Trustees! We are so proud of you!

Check out the full article featuring Cassadie here!

Dog Adoption Event: Thanks CCASNJ!

Dog Adoption Event!

Thanks again to Camden County Animal Shelter for hosting such a wonderful event at our Audubon Branch! As a token of our appreciation, the Bank and our customers combined to donate $250 to their wonderful shelter!

Also pictured is Lilly, one of our dogs from the event, adopted by Audubon branch teller Jaci! How awesome is that?!

CCASNJ Donation

We are also happy to announce that Robin, the other puppy at our Dog Adoption Event, was adopted too! Congratulations Robin!

Congratulations Robin!

Remote Deposit Capture!

Remote Deposit Capture
It’s Here! Audubon Savings Bank now offers Remote Deposit Capture for Businesses. Call 856-656-2200 or visit one of our branches for more information!

*Remote Deposit Capture is subject to approval. A monthly service fee may be assessed for this service. Contact your Branch Manager for details.

Putt for a Prize!

Putt for a Prize

On April 4th-8th at one of our branch locations, come putt for a chance at a $25 Gift Card!

Here are the Official Rules:
  • 3 chances per person
  • Each putt made is one chance to win an Audubon Savings Bank $25 Gift Card*
  • Winner must be 18 years of age (If minor wins, parent or guardian must redeem prize)
Make sure to check our Branch Hours so you don’t miss your chance! Come stop by and Putt for a Prize!

*The $25 Gift Card may be reported as a payment of interest in accordance with the Internal Revenue Service regulations and may be your IRS-1099-INT for the year in which the $25 Gift Card is granted to you.

April is Community Banking Month!

ICBA Community Banking Month

Where you choose to bank matters. That’s the message that the Independent Community Bankers of America® (ICBA) and Audubon Savings Bank are sending loud and clear throughout April, which is ICBA Community Banking Month. Consumers have the power to make change happen at the community level by aligning with their community bank and putting their money to work in the neighborhood that they call home. See ICBA’s new Community Banking: Know the Difference video, which helps break it down.

“Audubon Savings Bank is honored to serve the lending needs of Audubon and surrounding communities. We care about our customers and are dedicated to helping our local residents and town thrive,” said Ken Stephon, President and Chief Executive Officer of Audubon Savings Bank. “ICBA Community Banking Month gives us an opportunity to celebrate community banking here and in communities across the nation, and to spread the positive story of our industry and the communities we serve.”

“Your choice of bank is your vote on where your money goes. Is it reinvested back into your own community, or is it sent off to a banking hub in another state or halfway around the world?” said third-generation community banker Rebeca Romero Rainey, ICBA’s chairman and chairman and CEO of Centinel Bank of Taos, N.M. “When you deposit funds in your community bank, that money is redistributed back into the community in the form of loans to residents and entrepreneurs.”

From local farms to craftsmen to startups, banking locally with a community bank connects you to your community and your neighbors and gives everyone a stake in its financial success. Here are a few reasons why:

  • Community banks respect the communities they serve by doing right by their customers and community. Community banks and local communities have symbiotic relationships—one cannot thrive without the other.
  • Community banks are relationship lenders. They know their customers and understand their financial needs, unlike larger institutions that take a transaction-based approach to banking.
  • Community banks understand and celebrate local economies. As small businesses themselves, community banks are an unequivocal resource for entrepreneurs looking to launch a local small business. A study from seven Federal Reserve Banks found that small businesses that apply for loans with community banks are the most successful and most satisfied. ICBA celebrates local entrepreneurship on the third Wednesday of every month with Go Local Wednesday, during which community bankers and consumers share stories about supporting local businesses via social media.
  • Community banks give back. Serving local communities is second nature to community banks, as reflected in ICBA’s Community Bank Service Awards.
For more facts and statistics about community banks, click here.

To follow the ICBA Community Banking Month conversation on social media, follow the #BankLocally hashtag on Twitter.
The Independent Community Bankers of America®, the nation’s voice for more than 5,800 community banks of all sizes and charter types, is dedicated exclusively to representing the interests of the community banking industry and its membership through effective advocacy, best-in-class education and high-quality products and services.